Pelan Takaful MyRawat

Protects Your Health & Wealth from the Unexpected

Consistent with our principle of “Sharing”, whether in profit or in kind, Takaful myRawat offers you a comprehensive health care plan, in line with our commitment to help you and your family in the time of need. By choosing Takaful myRawat, you will enjoy various benefits & privileges such as:

24-hour worldwide protection Hospitalisation and surgical coverage Emergency out-patient treatment benefits Special cover for serious diseases under certain plans Funeral expenses Conditional guaranteed renewable up to a maximum expiry age of 70. Surplus sharing (if any) from the Risk Fund, payable annually

* Terms and conditions apply.

What are the benefits provided?

You have the option to choose from the following plans that best suit your needs:

Ehsan Package

Benefits/Plan Plan 1 Plan 2 Plan 3 Hospital Services and Professional Fees Hospital Room & Board (maximum 120 days per year) 350 250 150 Intensive Care Unit (maximum 60 days per year) 15,000 10,000 6,000 Hospital Supplies and Services 5,000 3,500 2,500 Surgical Fees (including Anaesthetic Fees and Operating Theatre) 10,000 8,000 6,250 In-hospital Physician’s Visit (maximum 120 days per year) 150 120 90 Pre-Hospitalisation Diagnostic Services and Specialist Consultation (within 90 days prior to hospitalisation) 1,200 900 600 Ambulance Fees 200 200 200 Post-Hospitalisation Treatment (within 31 days after discharge) 700 500 300 Out-patient Accidental Treatment (within 24 hours after the accident) 4,000 3,000 2,000 Government Hospital Daily Cash Allowance (maximum 60 days per year) 100 80 60 Funeral Expenses 4,000 4,000 4,000 Special Catastrophe Disease Out-patient Cancer Treatment (limit per year) 30,000 20,000 10,000 Out-patient Kidney Dialysis (limit per year) 30,000 20,000 10,000 Organ Transplant for Heart, Lung, Liver and Kidney (limit per lifetime) 50,000 30,000 20,000

Ehsan Package – Supplementary Major Medical Benefit

If you choose Ehsan Package, you also have the option to include the Supplementary Major Medical benefit. With this benefit, you will be covered for a certain percentage of the expenses that exceed the limits set out in the basic package as follows:

Benefits/Plan Plan 1 Plan 2 Plan 3 Hospital Services and Professional Fees Hospital Room & Board** 350 250 150 Intensive Care Unit (maximum 60 days per year) Hospital Supplies and Services Surgical Fees (including Anaesthetic Fees and Operating Theatre) In-Hospital Physician’s Visit (maximum 120 days per year) 80% of expenses* (exceeding the limits set out in the basic package) Annual Limit 100,000 60,000 30,000

* A deductible of RM500 will be applied.

** Exceeding the maximum number of days set out in the basic package.

Bakti Package

Benefits/Plan Plan 1 Plan 2 Plan 3 Plan 4 Hospital Services and Professional Fees Hospital Room & Board (maximum 120 days per year) 250 150 100 50 Intensive Care Unit (maximum 60 days per year) 10,000 6,000 4,000 2,000 Hospital Supplies and Services 3,500 2,500 2,000 1,500 Surgical Fees (including Anaesthtic Fees and Operating Theatre) 8,000 6,250 5,000 3,750 In-Hospital Physician’s Visit (maximum 120 days per year) 120 90 70 50 Pre-Hospitalisation Diagnostic Services and Specialist Consultation (within 90 days prior to hospitalisation) 900 600 400 200 Ambulance Fees 100 100 100 100 Post-Hospitalisation Treatment (within 31 days after discharge) 500 300 200 100 Out-patient Accidental Treatment (within 24 hours after the accident) 3,000 2,000 1,500 1,000 Government Hospital Daily Cash Allowance (maximum 60 days per year) 80 60 40 20 Funeral Expenses 4,000 4,000 4,000 4,000

Please note that all benefits shown are on REIMBURSEMENT basis. The benefit payable for Surgical Fees (including Anaesthtic Fees and Operating Theatre) is subject to Surgical Schedule Fees.

Who is eligible to participate?

If you are between 15 days old to 60 years old, you are eligible to participate in Takaful myRawat (subject to underwriting assessment). You may renew the Certificate up to a maxim expiry age of 70 years old.