Pelan Takaful MyMedicare

Your Comprehensive Medical Takaful Plan!

Takaful myMedicare is a CASHLESS* hospital and surgical takaful plan that provides comprehensive coverage specially tailored to meet you and your family’s medical needs. By choosing Takaful myMedicare, you will enjoy various benefits & privileges such as:

24-hour worldwide protection Hospitalisation and surgical coverage Emergency out-patient treatment benefits “As charged” coverage for certain major benefits Cashless admission to our panel hospitals Conditional guaranteed renewable up to a maximum expiry age of 70 Reasonable Contribution rates for excellent benefits Surplus sharing (if any) from the Risk Fund, payable annually

* Terms and conditions apply.

What are the benefits provided?

You have the option to choose from the following plans that best suit your needs:

Benefits/Plan Plan 1 Plan 2 Plan 3 Plan 4 Hospitalisation and Surgical Benefits Hospital Room & Board (maximum 200 days per year) 120 180 250 350 Intensive Care Unit (maximum 60 days per year) 240 360 500 500 Surgical Expenses   -    Surgical Fees   -    Anaesthetic Fees   -    Operating Theatre Hospital Expenses & Related Services   -    Hospital Supplies & Services   -    In-Hospital Physician Visit (1 visit per day)   -    Ambulance Fees As charged* Pre-Hospitalisation Specialist Consultation Pre-Hospitalisation Diagnostic Test As charged* (60 days before hospitalisation) Child Participant Daily Guardian Benefit (max 200 days per year) 60 90 125 175 Daily Cash Allowance at Malaysian Government Hospital (max 200 days per year) 50 60 75 90 Out of Hospital benefits Day Surgery As charged* Emergency Accidental Out-patient Treatment As charged* (Within 24 hours & follow up treatment up to a max of 30 days) Post-Hospitalisation or Day Surgery Follow up As charged* (Within 60 days after hospital discharge) Out-patient Cancer Treatment (as charged up to specified limit) 12,500 15,000 17,500 20,000 Out-patient Kidney Dialysis Treatment (as charged up to specified limit) 40,000 50,000 60,000 70,000 Home Nursing Care As charged* (180 days per lifetime) Government Service Tax As charged* Overall Annual Limit 50,000 100,000 150,000 200,000 Lifetime Limit 150,000 300,000 450,000 600,000

* “As charged” coverage is based on Reasonable & Customary Charges, subject to the Overall Annual Limit and Lifetime Limit.

Who is eligible to participate?

If you are between 30 days old to 59 years old, you are eligible to participate in Takaful myMedicare (subject to underwriting assessment). You may renew the Certificate up to a maxim expiry age of 70 years old.

Pelan Takaful MyGemilang

A lifetime of financial worry-free

Your lifestyle improves over time – from owning a good car to a better one, from living in a small house to moving to a bigger one and from a simple family to building a complete family. Same goes with your financial protection – it needs to increase accordingly to your lifestyle improvements.

Takaful myGemilang aims to meet your evolving lifestyle needs by attending to your immediate financial concerns! Your protection on Death and Total & Permanent Disability (TPD) will increase at least 10% every five years up to 200% (for a 30-yearterm policy). On top of that, you may start to enjoy your savings when you stop contributing*!

What are the benefits provided?

You have the flexibility to select the amount of guaranteed Sum Covered and term to participate. In the event of Death or Total and Permanent Disability (TPD), the Sum Covered and Savings Fund balance will be paid to the nominee to execute disbursements to the beneficiaries.

To ensure that your protection matches the increasing inflation and your personal living standards, the Sum Covered increases every five (5) years as per the following schedule:

Certificate Year % of Initial Sum Covered   10 15 20 25 30 1-5 100% 100% 100% 100% 100% 6-10 110% 110% 110% 110% 120% 11-15   120% 120% 120% 140% 16-20     130% 130% 160% 21-25       150% 180% 26-30         200%

Savings Fund balance will be paid to the Participant on a staggered or lump sum basis upon completion of the Contribution Paying Term and/or maturity of the plan (based on the option selected). Alternatively, it will also be paid out on termination during the Certificate Term; less surrender charges, if applicable.

Savings Fund balance is not guaranteed and based on the actual performance of the fund. Under adverse circumstances, the Savings Fund at maturity or surrender may be less than the sum of Contributions. Please refer to the Certificate for the detailed descriptions of benefits covered under this plan.

Riders Attachable

You can participate in one or more of the following riders to enhance the coverage under this plan:

Takaful Personal Accident Rider Takaful Hospital Cash Benefits Rider

Who is eligible to participate?

Anyone who is between age 18 to age 65 is eligible to participate in Takaful myGemilang (subject to underwriting assessment). You may choose a term of 10, 15, 20, 25 or 30 years of coverage, subject to a maximum expiry age of 80.

Ahli Lembaga Pengarah Takaful Malaysia(Board of Director)

Y. Bhg. Datuk Ismee Ismail (Chairman)

 

Y. Bhg. Dato' Mohamed Hassan Md. Kamil

 
Y.A.M. Tengku Azman Ibni Almarhum Sultan Abu Bakar, SSAP, SIMP, DSAP

 

En Mahadzir Azizan

  Pn Rozaida Omar

  Y. Bhg. Dato' Sulaiman Mohd Yusof

 

En Johan Abdullah